When you're ready to take your checking experience to a higher level, our Investment account provides a high-yield benefit combined with convenience. This is a great option if you have a minimal number of transactions and regularly keep at least $1,000 in your checking so you can generate more interest earnings without a fee.
- Open with a $100 deposit
- Your balance earns interest at a competitive rate
- Maintain a $1,000 minimum daily balance to avoid a $10 monthly service charge fee
- No per-check or withdrawal charges
- Online Banking, Bill Pay and eStatements
- Mobile Banking and Telephone Banking
- Includes a Visa Debit Rewards Card (Platinum Upgrade Available)
- Set up email and text alerts to know when activity occurs on your account
- Make unlimited withdrawals at Cashmere Valley Bank lobbies and ATMs
- Receive four free non-Cashmere Valley Bank ATM withdrawals, balance transfers and inquiries every statement cycle1
- Maximum six withdrawals3 by either check, ACH, POS, Sweep or other automated transaction per month
- Overdraft Protection2
- Automatic Funds Transfers
- View images of cashed checks through Online Banking and your monthly statement
Account Fees:
- Overdraft Paid Item Fee4 - $25.00 per item
- Stop Payment5 - $25.00 each
- Excess Withdrawal Fee3 (each) - $2.50
- Box of checks - prices vary
All rates are subject to change without notice. Please contact your local branch for the most current rates.
Tier |
Interest Rate |
APY |
Minimum Balance to Obtain APY |
|
$10 - 4,999.99 $5,000 - 14,999.99 $15,000 - 24,999.99 $25,000 - 49,999.99 $50,000 - 249,999 $250,000 and above |
0.05% 0.50% 1.05% 1.15% 2.05% 2.35% |
0.05% 0.50% 1.06% 1.16% 2.07% 2.38% |
$10 $10 $10 $10 $10 $10 |
Interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce the earning on the account. Interest rates and annual percentage yield (APY) is current as of April 9, 2025.
(1) $1.50 ATM foreign excess transaction fee per transaction after four. There is no charge for each transaction you make using our ATMs.
(2) You may specify that funds be swept from a secondary account when the balance in the primary account is less than a predetermined amount to cover a potential overdraft.
(3) Non-teller withdrawal transactions on Savings and Money Market accounts are limited to 6 free per statement cycle. A $2.50 fee applies for each non-teller withdrawal transaction past the allowed six. Some examples of Non-Teller transactions include: automatic payments, debit card transactions, checks and drafts. Lobby and ATM transactions are not limited, therefore are not subject to excess transaction fees.
(4) Overdraft items can be created by check, in-person withdrawals, or by electronic means (including recurring transactions) other than point of sale (POS) or ATM transactions.
Maximum of five (5) fees per business day.
(5) A request made by you, ordering the Bank to not pay a check or a series of checks that have been written but not cashed.